{"id":146158,"date":"2017-01-19T11:49:13","date_gmt":"2017-01-19T11:49:13","guid":{"rendered":"https:\/\/www.welovecycling.com\/wide\/?p=146158"},"modified":"2017-03-03T10:59:51","modified_gmt":"2017-03-03T10:59:51","slug":"need-insurance-expensive-e-bike","status":"publish","type":"post","link":"https:\/\/www.welovecycling.com\/wide\/2017\/01\/19\/need-insurance-expensive-e-bike\/","title":{"rendered":"In Need of Insurance for Your Expensive E-Bike?"},"content":{"rendered":"

Once you\u2019ve spent your hard-earned money on a brand new e-bike, your mind could get unsettled. I mean, the average purchase price is around \u20ac1,700 and that is a lot of dough. Plus, E-Bikes and pedelecs are very desirable on the black market. So, it might not be a bad idea to insure your new precious companion.<\/strong>
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We conducted a short research about this subject in Germany – a country with the greatest number of e-bikes and pedelecs sold per citizen in Europe. The most common option is a supplement clause to your household insurance, containing your bicycle. Still, there is a big disadvantage to this kind of policy because it is often limited to a certain percentage of the total insurance sum, for example, one per cent of \u20ac50,000. However, those \u20ac500 are obviously not sufficient for the replacement of a stolen e-bike.<\/p>\n

This way, your bike is protected when stolen from a locked cellar or garage. But how can you protect your e-bike in public? According to experts, e-bikes can be insured relatively cheaply as an addition to the mandatory liability insurance against theft. For around \u20ac150 a year, your e-bike should be covered.<\/p>\n